You Can Do It!
At first glance, achieving financial security may seem a bit overwhelming. Sometimes it may even feel impossible.
But, as you’ll see on this blog, the path to financial independence starts with understanding a few basic concepts — and implementing them in your life.
Winning the financial “war” is the result of winning tiny battles day to day. Something as seemingly insignificant as choosing a glass of water over a $1.00 soda — or saying “no, thanks” to an impulse purchase, can add up faster than you could ever imagine.
The basic concepts of money management aren’t obscure or difficult to understand. They’re based on common sense, and can put financial success within your reach.
While it may be tempting to hope for a financial miracle, it’s much wiser to bet on a sure thing instead. Follow the proven principles that have already worked for so many families.
Most of all, whatever your present situation, it’s important to get started today! If you put together a simple plan and follow it, you’ll be amazed at the progress you can make.
First and foremost, I am a Christian. This blog isn’t religious, but I feel that I need to establish that right up front so when I talking about God y’all will understand. I am a husband and a professional musician. I remember being a newlywed working at Wal-Mart and realizing when I needed to make a change in my finances. After fusing my student loan debt with my wife’s department store and consolidation debt into a ball of stinking chaos — it was time. I began getting serious.
I will admit that I am not entirely where I want to be, but I am miles ahead of where I was two years ago. So let’s go through this journey together.
How I Learned What I Know
I have my own business in the financial services field. While I wish to keep this blog somewhat discreet, I will help anyone apply this knowledge if they specifically ask for it. I have all of the appropriate licenses to do so.
I have learned a lot about the insurance and investment industries — both good and bad. I actually went to school for Music Education, but did not graduate because A) I did not want to teach anymore and B) financial aid was cut. That’s right. I am paying off student loans for no degree. Seems a little off, doesn’t it?
I have always been eager to learn. I get my hands on magazines, podcasts, books, blogs; have taken all the necessary classes for licenses; and get a hold of any literature I can one the subjects of personal finance, business, entrepreneurship, investing and personal development that I can.
This is only the tip of the iceberg in what I have learned. I am passionate about the youth of our nation and particularly about what they are are not learning about their financial future.
I value the opinions of others and love to hear feedback. If you ever read anything and think, “wow, I totally disagree” or “I couldn’t have written it better myself,” let me know about it! I love a good discussion.
I Promise To…
- Write about success and failures. Nobody is perfect.
- Stand strong on my values and philosophy.
- Offer you advice as if you were my little brother or my own child.
- Keep things simple and easy to understand.
- Never sell out.
- That schools do not teach our youth properly about personal finance… and it’s criminal.
- That anybody can change their situation.
- Solid financial foundation takes time.
- This is 80% behavior. I am only giving you the 20% knowledge you need to get started.
- We reap what we sow.
- Trying to get rich quick is a waste of time.
- Jesus Christ
1105 Nuzum Court
Arcade, NY 14009